Are we careful with money or does it slip through our fingers as fast as we make it? are we frugal without being stingy and generous without being reckless?
What is frugality?
Frugality is the practice of acquiring goods and services in a restrained manner,and
resourcefully using already owned economic goods and services,to achieve a longer term goal.
i am embracing frugality. should have, long long time ago. sigh.